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Contact Information
Tor Hayward
President
Direct: (970) 257-9999
Office: (970) 241-6100
Fax: (866) 452-9594
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Mortgage Calculators
The following online calculators serve as helpful tools during the mortgage process.
Payment/Amortization
Calculate your monthly payment and see how the principal is paid over time.
Rent vs. Own
Calculate the difference between renting and buying a home.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings
Determine the estimated tax savings with a new loan.
 
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
Tor Hayward, President NMLS #174592
MAJOR MORTGAGE
2474 Patterson Road, Suite 200, Grand Junction, CO  81505
Direct:  (970) 257-9999
Office:  (970) 241-6100
Fax:  (866) 452-9594
tor@majormortgage.com
Copyright © 2017 Major Mortgage, a division of AmCap Mortgage, Ltd., NMLS ID# 129122 (www.nmlsconsumeraccess.org) Equal Housing Lender. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Branch NMLS#964907. AZ BKBR - 0121880.

TEXAS MORTGAGE BANKER DISCLOSURE - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WIT
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