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Tor Hayward
President
Direct: (970) 257-9999
Office: (970) 241-6100
Fax: (866) 452-9594
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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage professional who can answer questions is just a phone call away.

Here's an overview of the loan-application process:

STEP ONE -- Pre-Qualify Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan pre-qualification which can be done easily through our website. To get started, select an option from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Tor Hayward, President NMLS #174592
MAJOR MORTGAGE
2474 Patterson Road, Suite 200, Grand Junction, CO  81505
Direct:  (970) 257-9999
Office:  (970) 241-6100
Fax:  (866) 452-9594
tor@majormortgage.com
Copyright © 2017 Major Mortgage, a division of AmCap Mortgage, Ltd., NMLS ID# 129122 (www.nmlsconsumeraccess.org) Equal Housing Lender. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Branch NMLS#964907. AZ BKBR - 0121880.

TEXAS MORTGAGE BANKER DISCLOSURE - CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WIT
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